Investing

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January 7, 2026

When Should You Rebalance Your Investment Portfolio?

I’ve talked before about how important it is to rebalance your investment portfolio. And while it’s important to understand the concept of rebalancing, we need

January 5, 2026

Understanding Internal Rate of Return (If You Invest in Real Estate, You Need to Know This!)

Understanding what exactly internal rate of return means in the context of investing honestly has been very difficult for me. On its face it seems

January 2, 2026

Physician Financial Checklist for the New Year: 9 Steps to Start Strong

Whether you are brand new to personal finance or a seasoned investor, there are always things you can do and habits to build to set

December 31, 2025

Evaluating the Two Funds for Life Portfolio for Doctors

About a year or so ago, I read Paul Merriman and Richard Buck’s book, We’re Talking Millions: 12 Simple Ways to Supercharge Your Retirement. In

December 22, 2025

The Mega Backdoor Roth IRA: A Powerful Wealth-Building Tool for Doctors

You may occasionally hear some personal finance people talking about the mega backdoor Roth IRA. When I do, it conjures up the image of some

December 17, 2025

5 Reasons Index Fund Investing is Better than Stock Picking

I don’t think there is any confusion. But let me say it outright from the jump…I am a huge advocate of index fund investing. Especially

December 10, 2025

How to Create 5 Streams of Passive Income as a Physician

I started my career as an attending physician in July 2020. It feels much longer than that…in a good way. It’s partly because of the

December 8, 2025

Scarcity vs. Abundance: A Money Mindset Playbook For Doctors

Physicians are taught to think diagnostically, but few of us are taught to think mindfully about money. In general, doctors can have a “scarcity” mindset

December 3, 2025

Real Estate Depreciation: The Powerful Yet Misunderstood Tool for Investors

Real estate is an incredible investment vehicle for so many reasons (cash flow, appreciation, leverage) but one of its most underappreciated superpowers is depreciation. It’s

December 1, 2025

From –$500K to Millionaire: 5 Steps Doctors Can Take to Grow Net Worth

Tracking your net worth, crushing debt, and boosting income aren’t complicated, here’s how I went from deep in loans to financial freedom.